Terms of Service
The short version
Grupiter is a household organiser built and run by one person. Use it for your own household, be decent to the people you share it with, and understand that what you keep here is your responsibility to back up. The financial features are bookkeeping tools, not advice. The AI features guess, and sometimes guess wrong - check anything that matters.
1. Agreement
By creating an account or using Grupiter you agree to these Terms. If you do not agree, do not use the service.
2. Who provides the service
Grupiter is provided by Mark Gilleland as an individual. It is a personally built and operated product, not the output of a company with a support department.
3. Eligibility
You must be at least 13 years old to hold an account. If you are under 18, you may only use Grupiter with the permission of a parent or guardian. Accounts must not be created for children under 13.
4. Your account
Sign-in is handled by Microsoft. You are responsible for keeping access to your email and Microsoft account secure, and for everything done through your Grupiter account. Tell us at msg2000.privacy@outlook.com if you believe someone else has access to it.
5. Groups and the people you invite
Grupiter works by sharing. When you add someone to a group, they can see the content in that group, and content you add becomes visible to the other members. Invite only people you intend to share with, and do not put information in a group that its members should not see.
If you invite someone by email, you confirm you are entitled to give that address for this purpose.
6. Your content
Your content stays yours. You grant only the permission needed to run the service for you: storing your content, displaying it to the members of your groups, backing it up, and processing it through the providers listed in the Privacy Policy. That permission ends when you delete the content or your account.
You are responsible for having the right to store and share what you upload.
7. Acceptable use
Do not use Grupiter to:
- break the law, or infringe anyone's rights;
- store or send material that is harassing, abusive or unlawful;
- upload malware, or attempt to breach, overload or probe the service;
- access another household's data, or use another person's account;
- resell the service or operate it on someone else's behalf as a commercial offering.
8. AI features
Receipt analysis and the in-app assistant are automated and will sometimes be wrong. They can misread amounts, dates, merchants and quantities. Treat every AI result as a draft and check it before relying on it, especially anything involving money.
Using these features sends the relevant content to an AI provider, as described in the Privacy Policy. They are optional; the rest of Grupiter works without them.
9. Financial features are not advice
The education-expense and retirement planning features are record-keeping and modelling tools. They are not financial, investment, tax or legal advice, and no output should be treated as a recommendation. Projections rest on assumptions that will not match reality.
Consult a qualified professional before making a financial decision, and confirm the tax treatment of any expense with your own adviser or the relevant tax authority. You are responsible for the accuracy of records you keep here and for any filing you base on them.
10. Availability, and keeping your own copies
Grupiter is offered as-is and as-available. There is no uptime commitment. Features may change, and the service may be interrupted or discontinued. Reasonable notice will be given before any planned shutdown, along with a way to get your data out.
Keep your own copies of anything you cannot afford to lose. Backups exist, but they are not a guarantee, and this is a one-person operation.
11. Disclaimer and limits
To the fullest extent the law allows, Grupiter is provided without warranties of any kind, express or implied, including fitness for a particular purpose and non-infringement. It is not guaranteed to be uninterrupted, error-free, or to produce accurate results.
To the fullest extent the law allows, the operator is not liable for indirect, incidental, special or consequential damages, or for lost profits, lost data, or losses arising from a decision you made using the service. Nothing here limits liability that cannot be limited by law.
Grupiter is currently provided free of charge; if that changes, these Terms will be updated before you are asked to pay anything.
12. Ending your use
You can stop and delete your account at any time. Access may be suspended or removed if an account is used in breach of section 7, or where required to protect the service or its other users.
13. Changes to these Terms
These Terms may change. The date at the top changes with them, and material changes will be flagged in the app. Continuing to use Grupiter after a change means you accept it.
14. Transfer
These Terms may be assigned to a company later formed by the operator to run Grupiter, or to a successor in a merger or acquisition. Your rights under them are unaffected by such a transfer.
15. Governing law
These Terms are governed by the laws of the State of Florida, United States, without regard to its conflict-of-laws rules. Disputes will be brought in the state or federal courts located in Florida.